GRACE C. WELLWERTS, MS, CFP®, CLU, CIMA®, President

Ms. Wellwerts brings to RMPG a comprehensive combination of education, skills and experience in financial services including insurance, brokerage, and banking. For over 20 years, Ms. Wellwerts has been providing financial and wealth management services to individuals and family held businesses. She coordinates RMPG's team approach to provide current tactics and strategies in asset management, planned giving, estate planning, and business and financial planning. Ms. Wellwerts works with individuals to create and implement comprehensive financial and estate plans. She works with businesses to design effective compensation and succession plans. She advises individuals and has advised charities on planned giving techniques. Ms. Wellwerts has served on various task forces and was recently selected to serve on the Certification Committee for Investment Management Consultants Association (IMCA). She has served on the CFP® Board of Examiners. She has previously served on the Pass Score Committee, the Estate Planning Question Audit Committee, and the CFP® Examination Committee. Ms. Wellwerts has been quoted in various publications including Fortune, Bloomberg Personal Finance, ABA Journal, Mutual Funds, Journal of Elder Law Review, Elder’s Advisor, The Journal of Elder Law and Post-Retirement Planning, Journal of Financial Planning, Boomer Magazine and others. Ms. Wellwerts was named one of the top 100 financial planners in the U.S. by Mutual Funds magazine. She has been a featured and panel speaker on such topics as estate and charitable planning, financial planning, employee benefits, and business development. Ms. Wellwerts has completed a Master of Science degree with a concentration in Financial Planning. This advanced degree encompasses study in the four areas of financial planning including tax planning, investments and capital markets, retirement planning and estate planning. She manages assets on a fee basis and is also fully licensed in insurance. Ms. Wellwerts is a member of the Investment Management Consultants Association, Financial Planning Association, Rocky Mountain Estate Planning Council, The Colorado Planned Giving Roundtable, and the Society of Financial Service Professionals. The firm Rocky Mountain Planning Group, Inc. is registered with the Securities and Exchange Commission as a Registered Investment Advisor. Ms. Wellwerts is very active and while she is not participating in triathlons, enjoys skiing and hiking.  

BARBARA HOCH, Director of Portfolio Services 
Ms. Hoch joined RMPG in 2001. As RMPG’s Director of Portfolio Services, Ms. Hoch is the front line of RMPG’s client service and oversees all aspects of client portfolios. She is the client liaison for all custodial and other vendor related transactions. As well as producing client’s portfolio reports, she is expert in numerous software applications and tracking systems. Ms. Hoch’s background includes a variety of office management experience. Prior to her entering a career in financial services she raised five children, home-schooling three of them. 
  
NICOLE GERACI, Registered Paraplanner 
Ms. Geraci spent most of her middle year’s right here in the Vail Valley. After graduating from Battle Mountain High School, she returned to Chicago to attend college. She graduated from DePaul University with two degrees: one in economics and one in political science. Upon graduation, she was employed at First American Bank in Chicago. She joined FAB in their fast track management program. She was then selected among several candidates to join their Private Banking division. Returning to Colorado, she joined RMPG in January of 2008. Ms. Geraci, who has already completed her Registered Paraplanner designation and Accredited Wealth Management Advisor designation, will be continuing her financial education at the College for Financial Planning. Her financial background goes back many years. While in middle school, she wrote articles in the local newspaper for kids about money and served on Young Americans Bank Youth Advisory Board in Denver. At RMPG she assists with many of the client support activities, including interfacing directly with clients. Ms. Geraci enjoys snowboarding, hiking with her dog, Hachi, and running. She has completed two marathons.
  
JAMES B. (JIM) DEAN, J.D., Professional Associate 
Mr. Dean has practiced business and commercial law for over 40 years. Mr. Dean is a partner in the law firm of Dean, Dunn & Phillips, P.C. He received his law degree from Harvard Law School and holds an undergraduate degree from Kansas State University. He has a broad range of experience in business organizations of all kinds (with special knowledge of cooperatives), business finance, tax exempt financing, commercial transactions, employment law, real estate, mergers and acquisitions. Mr. Dean also provides business planning and consulting services. The breadth of Mr. Dean's experience enables him to assist in finding unique solutions to problems and issues encountered by his clients. His clients reflect both urban and rural interests. He lectures widely and has written numerous articles on business and commercial topics. Mr. Dean is a member of the American, Colorado and Denver (Colorado) Bar Associations and the American Agricultural Law Association and has served in various capacities in those organizations. He is listed in Who's Who in America. 
  
WILLIAM K. (BILL) GUEST, J.D., LL.M., Professional Associate 
Mr. Guest has specialized in estate planning and taxation related matters since forming his own law firm in 1989. Mr. Guest received his Bachelor of Science Degree in Chemical Engineering in 1972 and Juris Doctorate Degree in 1975 from the University of Nebraska, and a LL.M. (Master of Laws) Degree in taxation in 1979 from the University of Denver’s Graduate Tax Program. He has worked for Exxon Production & Research Company, Houston, TX and for Dalby, Wendland & Co., P.C., a CPA firm in Glenwood Springs, CO, as a tax and planning consultant, and as a tax attorney for Garfield & Hecht in Aspen, CO. Mr. Guest has been admitted to practice law in Nebraska, Texas, and Colorado. He is a member of the Colorado Bar Association (Business Law Section, Probate Trust Section, Real Estate Law Section, and Taxation Law Section) and American Bar Association (Law Practice Management Section, Real Property, Probate and Trust Section, and Taxation Section). Mr. Guest brings a diverse and considerate approach to our team.   

PATRICK J. COMISKEY, CPA, Professional Associate 
Mr. Comiskey is President of Comiskey & Company P.C., which he founded in 1984. Mr. Comiskey holds a B.S. degree in accounting from University of Southern Colorado (now CSU Pueblo). He received his CPA license in 1974. As an expert in taxation, he oversees all tax and tax related engagements for the six CPA’s and one enrolled agent in his firm. Comiskey & Company has a national client base. Mr. Comiskey has served as an expert witness and has also supervised audit and consulting engagements for a wide variety of clients. He is a member of American Institute of Certified Public Accountants, Colorado Society of Certified Public Accountants, Professionals for Construction Contractors Council, and Colorado Contractors Association, Inc.

ALLEN SPARKMAN, J.D., Professional Associate 
Mr. Sparkman is a founding partner of Sparkman · Shaffer · Perlick LLP, which has offices in Boulder and Denver. He has practiced law for over 30 years in the areas of estate, tax, asset protection, and philanthropic planning matters for individuals, businesses, and nonprofit organizations throughout Colorado and in several other states and foreign countries. Mr. Sparkman was recently selected for listing in the 2006 edition of The Best Lawyers in America. Mr. Sparkman is a member of the American, Colorado, and Boulder Bar Associations, and the Rocky Mountain Estate Planning Council, where he served as President in 2002-2003. He is a Fellow of the Colorado Bar Foundation. He is a volunteer attorney for Colorado Lawyers’ for the Arts and serves on the legal committee of the Community Foundation Serving Boulder County.   
  
SITUATIONAL SPECIALISTS 
In addition, RMPG contracts with approximately 20 consultants with the highest levels of expertise on an as-needed basis. This depth of resources allows RMPG to provide truly comprehensive family office planning services. 

Rocky Mountain Planning Group, Inc.
P.O. Box 2882
48 East Beaver Creek Blvd., Suite 308
Avon, CO 81620
Tel: (970)949.9281
Fax: (970)949.1983
E-mail: admin@RMPGinc.com